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There is More Tea in my veins, than blood !
A woman is like a tea bag - you can't tell how strong she is until you put her in hot water.
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As a woman I can create and re create if I fail.
Never limit yourself, you can be a mom and pursue your dreams simultaneously.
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Creator of OYD
Payalh Agarwwal
Own Your Dawn is a unique Life Planner that has been designed to help individuals take charge of their lives and achieve their dreams.


Innovation and creativity play a crucial role in my Professional & Personal life. I am an entrepreneur, who is a passionate innovator who loves to experiment with all life puts on my plate.
Before being an Entrepreneur I am a mother to a 21-year-old and have learnt best lessons as a mother.

My aim is to utilize my knowledge, experience & skills to make positive efforts for organization in all respects & create an ecosystem for more Women Entrepreneurs.

I have been trained for 24 years in diversified fields of Education, Finance, Marketing, Brand Management, Business Development, Marketing Strategy, Hospitality and Tea Industry and now my mission is to share my learnings with the world.

The Persona of Will Power

Global Citizen

P&G & WEConnect is Leading the Way in Sourcing From Women-Owned Businesses

Entrepreneur’s Tea Startup

Your Story

With more than 100 different blends, woman tea startup is clocking 2 crores annually

A Successful Restaurateur

Her Story

Payal Agarwal braves challenges, becomes a successful hookah bar restaurateur in Siliguri

Brewing a vision

Hermoney Talks

If there is one thing that women in India can be pronounced guilty, they are not taught to dream.


A book is the best visiting card you can ever have!

But what if you wear many hats , this is who Payalh is hence she didn’t write one chapter only neither does she speak on one particular topic , she is a multifaceted women.

She has been a speaker at different platforms where she has been challenged to speak on varied topics on multiple occasions. co authored cookbooks , written for a Multi language magazine on varied topics like Food, Travel and Parenting .

She  has written a book on her son’s 13 years and now next in line is a book on TEA 


Tea is a culture… It’s a lifestyle!

Payalh was bitten by the “TEA BUG” much earlier in her life.

She is a TeaPreneur passionate about tea and is on a mission to create wonders with tea. She was born in Darjeeling and hence always says” I have more tea than blood in my veins “ 

Though she wasn’t born in a tea family and neither does she belong to a family of Tea Gardeners but her passion for tea is what made her take this leap of faith in the tea industry and today she proudly owns a tea brand CHAIOM, will some day launch her tea academy ZIOB and the tea book in on the verge of launching soon . All she has os  a great passion on Tea in her soul and with that she is walking on a journey writing her own Tea story.


Born to be an Entrepreneur

Some people are Entrepreneur by choice and some by birth by Payalh says she became an Entrepreneur by need .

Her philosophy in life was simple – Life gave her lemons and she made lemonade out of it . 

After 24 years of diverse experience at my professional level at the Executive MBA at IIMB & ISB from mom to beverage industry, from fear of talking publicly to a bilingual author, from not having a business to building two companies.  She is a proud Mother, all-around Businesswoman, Academician, Restaurateur, Marketing specialist, Public speaker, and Author.

The moment of “Ha-Ha” in my life is how I found inspiration in Deepa Malik (Pa Olympic Champion) which inspires me to say “life does not stop, we have to keep going”.

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After a good start and bringing good results to the organization I wanted more. My journey as a Tea-preneur started with Zolina Express in April 2017. What has helped me to come out successfully and maintain my vision, marketing and collaboration skills and my driving make it great! While my love of tea and my deep understanding of the industry are gaining, I am loyal to the many who also work with me.

“I have never believed that a working life balance is possible, or that I can actually create a life that is both challenging and satisfying. When I started my career, I didn’t expect it to last forever – just a moment to see the world. But what I have found is that when I chose to honour my deepest desires, the world opened up to me in ways I never thought possible. I found true presence, met amazing people, and built a global network from following my feelings. I have gained so much from that courageous act 24 years ago, not the least of which is the ability to work where I want, when I want, to do as much as I want. It was a daunting task and a real loss of faith, but in hindsight, I could not change it.

Women should know how it is possible for us to live according to circumstances. They all jump, chase their dreams and be able to find a way to make them fit the lifestyle they want. Whether you’re starting your own business, negotiating for years, or working 9-5, know that you may have the life you want. For that I am also going to be launching a training and coaching programme for women Entrepreneurs also invest in their business and handhold to next level. Let the women light a fire and finally take a leap and go wholeheartedly in pursuit of dreams.


Over the Two Dacades


Over the two decades, Payalh has been awarded a series of awards . She backed the awards for being amongst  the Top five in the Insurance sector for which she was awarded in countries like Taipei, South Africa , Singapore , Dubai and Paris 

When she entered the hospitality sector she was honoured by the most daring woman award from the Governor of Sikkim and her story was covered in Your Story in 2015

and her  tea venture has also been backed by 9 Awards like Global Citizen Awards, Times of India’s Unlimited Rising Star, Wal-Mart Women Entrepreneur, P&G Women Entrepreneur and Indian MSME 100 Women Achiever awards along with recognition from people in the tea industry. I was also covered by media platforms like Global Citizen, women planet, Your Story, Inspiria, We connect women international, Her Story.

People who meet Payalh instantly feel her passion, energy, and that she is genuinely vested in their growth and success. It is evident that she truly wants to help business owners succeed, both established business and startups while she is carving her own success story 




My message for all is “Life I believe for all is a journey of ups and downs. I believe and I say that every closed door is an opportunity given by god to explore new doors else we become so complacent that we stop exploring” . Always keep trying not for success but to make the journey beautiful 

“The road is more beautiful than the destination hence the journey to succeed is more beautiful “


Payalh has an avid interest in travelling and exploring different cultures and uses this as an opportunity to imbibe new ideas and knowledge.

She has travelled to various countries for business and tourism purpose.

Her solo trips to Europe and Australia are the special ones that she fondly remembers since they changed her as a person and gave her bigger vision in life .

Payalh believes that the best way to learn in life is through travelling 

She also loves to read and some of her favourite books include 7 Habits of Highly Effective People , The Code of the Extraordinary Mind , Ikigai and The 5 A.M Club 


Mother-Son Relationship: Why It Is Important And How It Evolves Over Years

If a man is too close to his mother, he could be labeled a mama’s boy, and if he is not close enough he might be judged for ignoring his mother’s love.

How can a mother decide how close or far she should be from her son? Here are some parameters.

Romy and Payalh share a relation of a friend more than mom and son. Payalh has documented all 13 years of Romharsh’s life in a book titled “Apple of my Eye “ when he turned 13 

As  mother as son, Romharsh has already written a book named the five balls of life at the age of 17 


Wine is a lifestyle. Some holidays are greater than others, Morrissey would say. Exclusive people seek exclusive experiences. museum on peak time, you can enjoy a winery at your own pace, let it grow on you, fall in love with it and being the kind of person that Payalh is, she has a great love for wines and her trips to Europe and Australia attracted her since both the countries have special wine selections and wineries.

A Wine Tour Experience is an exclusive, stress-free adventure and she travelled to Maribor to witness the oldest living Vine on earth 

Žametovka or Modra kavčina (Bleu de Cologne), confirmed at 400 years of age, is listed in the Guinness Book of Records as the oldest vine in the world still producing fruit. The old vine was planted in Maribor at the end of the Middle Ages during the Turkish invasions.



Everyone has a memorable unforgettable moment in their life time and will cherish that moment as long as they live.

“Life isn’t a matter of milestones, but of moments.” — Rose Kennedy

Our lives are comprised of thousands of moments stretched over a lifetime. A moment of achievement. One of failure. Of inspiration. Another of disappointment. They can be large or small. Life-affirming, or even life changing. These moments ultimately serve as the impetus for the stories we write about ourselves and with others.

Reflecting on my work over the past 25 years, I’ve come to realise that it has been widely influenced by individual moments, (and by the notion of moments itself).